Overview of Amoco FCU Credit Card

The Amoco FCU credit card, backed by Mastercard, is specifically designed for individuals with low credit scores or poor credit histories. This card offers them an opportunity to build or rebuild their credit, similar to the Mission Lane credit card.

Issued by Genesis FS Card Services, the Amoco FCU Gold Mastercard provides a range of benefits tailored for this demographic, making it a viable option for those seeking to enhance their credit standing.

Advantages of Amoco FCU Mastercard

The Amoco FCU Mastercard offers several advantages to help cardholders improve their credit scores:

• Designed for individuals with very poor credit.
• Initial credit limit of $265.
• No processing or monthly fees.
• Reasonably low APR.
• Annual fee ranging from $35 to $99.
• Security deposit savings option.
• Low foreign transaction fees.
• Pre-qualification is required.

Online Account Management

To fully benefit from the Amoco FCU Mastercard, it is advisable to set up an online credit card account through the Amoco FCU credit card login portal.

Amoco FCU Credit Card Login

By accessing the Amoco FCU credit card login, provided by Genesis FS Card Services, you can make payments, monitor your spending, and utilize various features of your credit card.

Account Registration

To register for your online account, click on "Register Your Account" located below the login section. You will need to input your Amoco FCU Mastercard number, date of birth, and Social Security Number when prompted. Click "Continue to Next Step" to finish your registration by providing any additional information requested by Genesis Financial Solutions.

Customer Service Hours

The specific hours of availability for customer service are not listed online; however, you can call the assistance number during business hours for more information.

How to Pay Your Amoco FCU Credit Card

There are multiple methods available for making payments on your Amoco FCU Mastercard. Simply choose the one that best suits your needs.

To pay your Amoco Mastercard online, simply login to your account and go to the payments section. Once there, you can select the amount you wish to pay.

Forgotten Username or Password

If you can't remember your username or password, visit the login page and select "Forgot your Username or Password?" below the login box. To reset your password, provide your username, the last four digits of your Amoco credit card, your date of birth, and your Social Security Number, then click "Reset Password."

To retrieve your username, scroll down and enter your 16-digit account number, date of birth, and Social Security Number, then click "Request Username."

Amoco FCU Customer Support

Phone Payments

To make a payment over the phone, contact Genesis FS Card Services at 1-866-453-2636. This number is for payment processing and customer service inquiries.

Mail Payment Address

If you prefer to pay by mail, send your payment to:

Bay Colony
3350 Cross Colony Drive
Dickinson, TX 77539

By Phone

You can also make a payment for your Amoco FCU Gold Mastercard over the phone. Just call the customer service number provided earlier, select the payment option, and follow the instructions.

Make sure to have your Amoco FCU Gold Mastercard information handy, as you will need to enter it during the process. Follow the prompts to complete your payment, and if you encounter any issues, don't hesitate to request assistance from customer service.

By Mail

Another way to pay your Amoco FCU Gold Mastercard is by mailing a payment. To do this, send a check or money order to the address mentioned above.

Keep in mind that this is the slowest payment method, so it's important to send your payment in a timely manner to avoid incurring a late fee.

Via the Mobile App

While the Amoco FCU Gold Mastercard does not have its own mobile app, you can access your account through The Bank of Missouri Mobile app, which is available on both iOS and Android platforms.

How to Avoid Late Fees

Amoco FCU credit cards impose late fees if payments are not made on time. The late fee for the Amoco FCU card is $38, so to avoid this charge, consider scheduling your payments through the credit card login.

FAQs

Does Amoco FCU Card Have an App?

The Amoco FCU card does not provide a dedicated mobile app. However, if you have an account with The Bank of Missouri and their mobile app, you can utilize it to make payments.

Is Amoco FCU a Legitimate Credit Card?

Yes, it is a legitimate credit card. It enables you to establish an Amoco FCU Mastercard account to handle your transactions and make online payments.

What Type of Credit Card Is Amoco FCU?

The Amoco FCU card is tailored for individuals with poor credit. With responsible usage, you may become eligible for a credit limit increase over time.

What Is the Maximum Credit Limit for Amoco FCU Gold Mastercard?

If you do not receive an automatic credit limit increase, you can request one. However, the maximum limit will not exceed $300.

This limit may not be as competitive as those offered by other banks targeting the same demographic, so it's something to consider.

What Credit Score Is Required for Amoco FCU?

You can apply for an Amoco FCU credit card if your credit score is below 640 and you prefer not to make a security deposit.

Final Thoughts

Provided by Genesis FS Card Services, this credit card is a viable choice for establishing a legitimate credit history when your credit is poor—though it does come with a low credit limit.

Through the official Amoco FCU login, you can manage all aspects of your account, but be wary of the relatively high annual fees associated with the Amoco FCU credit card.